Could my target home be within reach?
See how your target price and deposit compare with a reviewed borrowing illustration, where a standard assessment is suitable. Understand the gap if the numbers don’t yet fit.
YOUR HOMEBUYER’S PLAN
Could that first home
be yours?
Know your next step.
Understand where you stand, what your buying options could look like and what to work on next.
You’ve read the tips and tried the calculators. Now bring it back to you: your income, your savings and the home you’re hoping to buy. Get a personal plan, with a broker reviewing your figures before they’re shared.
One payment. Your own homebuying plan.
A person reviews your plan.Personalised results appear after broker approval.
Your starting pointmake sense of your money
Your next stepsknow what to focus on
Broker reviewedclarity on your buying options
£100 offa future Mortgage HQ broker fee*
FROM “WHERE DO I START?”
Three questions.
A much clearer picture.
What should I save—and work on first?
Understand the deposit you’re working towards, allow for moving costs and choose a saving pace that fits your budget. See which next actions deserve your attention.
What’s my next step?
Get a clear starting point for action, whether that’s building savings, checking your credit report or arranging a mortgage conversation. Keep your progress together as your plans develop.
A LOOK INSIDE YOUR PLAN
See what a clearer picture
could look like for you.
Explore screenshots of the actual dashboard. Alex and every figure shown are fictional examples—not an indication of what you could borrow.
YOUR POSSIBILITIES, EXPLAINED
Could your target home work with your deposit?
Compare the mortgage your target home would need with your reviewed illustrative borrowing range. If there’s a gap, understand it and see relevant alternatives where appropriate.
Fictional example. Actual options depend on your circumstances and checks. A plan is not a mortgage offer.
READ THE GUIDE. NOW MAKE IT PERSONAL.
The process is the same.
Your starting point isn’t.
The free starter guide helps you choose your first step. Your Plan brings your own answers together, so you can see what those steps mean for you.
Your situation, together
Your income, savings, spending and target home give the review a starting point. You won’t be left trying to piece together unrelated calculator results.
A person checks the figures
Personalised illustrations only appear after broker review and approval. If your situation needs a separate conversation, we’ll tell you.
Something useful to act on
Come back to your priorities, track your savings and keep your viewing notes together. Your Plan stays useful beyond the first set of figures.
MORE THAN YOUR FIRST SET OF FIGURES
Feel more prepared at every step.
Some days you’ll be planning your savings. Others, you’ll be comparing two homes you love. Keep it in one place.
Understand the process
Visual getting started and credit-report guides explain the essentials in plain English. Downloadable copies are included.
Put your area in context
Explore official ONS house-price information for your chosen area. A useful starting point for your search, rather than a valuation.
Remember the homes you love
Save viewing cards, compare your shortlist, record offers and track your buying milestones. The printable journal is included too.
TOOLS TO USE. A PERSON TO REVIEW.
Personal guidance.
Room to move forward.
Your questionnaire gives us the starting point. Your broker brings the information together and approves the personalised results before they appear in your dashboard.
The Plan provides guidance and illustrative options. Personal mortgage advice, an agreement in principle and an application are separate services.
Understand your starting point
Your completed questionnaire is reviewed so you can understand your position, see relevant buying illustrations where a standard assessment is suitable, and know what to work on next.
When things change
Keep your answers up to date as you get closer to buying. Request a review when your circumstances change; your broker checks revised results before they appear.
We aim to get back to you within 24 hours of receiving your completed questionnaire, Monday–Friday. If we need more information or extra checks, we’ll explain what’s needed before confirming your illustrations.
ONE STEP AT A TIME
Here’s how it works.
- 1
Get your Plan
Buy your Plan, then open your welcome email. Create and verify your account using the email you used at checkout.
- 2
Tell us about you
Complete your questionnaire. Save your progress and return when it suits you.
- 3
We review it
Your broker checks your information and prepares your plan. Results stay private until approved.
- 4
Make your next move
Use your dashboard, guides and journal. Request a review when your circumstances change.
IS THIS RIGHT FOR YOU?
For the first home
you’re working towards.
The Plan is designed for first-time buyers purchasing in England, alone or with one other person, who want to get organised and understand their next steps.
You don’t have to be ready to buy today. The aim is a useful plan for your circumstances, even if your target needs more time or a different approach.
YOUR HOMEBUYER’S PLAN
Know where you stand.
Choose your next step.
Turn “I’d love to buy a home” into a clearer picture of your position, your options and the actions you can take next.
£100 off
Your future Mortgage HQ broker fee*
If you choose Mortgage HQ for your mortgage, your Plan includes £100 off the broker fee. There’s no obligation to use the mortgage service.
*The discount applies to Mortgage HQ’s broker fee, not lender fees, legal fees or other buying costs. It is not cashback. Any remaining broker fee will be explained before you proceed. Mortgage advice and applications are separate from the Plan.
ONE PAYMENT. YOUR OWN PLAN.
£79 one-off
One-off payment · No recurring subscription
Try it with our 14-day money-back promise.
If it’s not right for you, email us within 14 days of purchase for a full refund—even if you’ve already opened your Plan.
- Your starting point and practical next actions
- Broker-reviewed buying illustrations, where suitable
- A budget and deposit plan you can keep updating
- Local ONS property-price information
- Getting started and credit-report guides
- Digital journal + printable copy
- £100 off a future Mortgage HQ broker fee*
Buy first, then use your welcome email to create your account and access your Plan. Already have an account? Sign in using the same email you use at checkout.
Start with the free guideA FEW USEFUL ANSWERS
Before you get started.
What if the Plan isn’t right for me?
Email info@thehomebuyercoach.co.uk within 14 days of purchase, with your order number or checkout email, and we’ll refund the full Plan price. You can use this promise even if you’ve opened the dashboard or received your review. Your Plan access ends when the refund is processed. This is in addition to your statutory rights. Read the purchase terms.
Why pay for the Plan when I can read a free guide or book a call?
The free guide helps you get started, and you can book an initial mortgage appointment without buying anything. The Plan adds an organised view of your own circumstances, reviewed buying illustrations where suitable, practical next actions, and tools to keep using as you prepare. It’s optional: if you’re ready for mortgage advice now, a call may be the better next step.
Will this tell me exactly what I can borrow?
Where a standard assessment is suitable, your broker-reviewed plan includes an illustrative borrowing range and an explanation of how it relates to your target home. Figures depend on your information, lender criteria and checks. They are not a mortgage offer, an agreement in principle or a guarantee of approval.
What if my target home isn’t achievable yet?
Your plan will explain the gap and relevant next actions. Where appropriate, your broker can include alternative illustrations. We won’t promise a purchase date or that a particular home will become affordable.
How does the review work?
Your broker reviews your completed questionnaire, prepares relevant illustrations and explains your next steps. When your circumstances change, update your answers and request a review. All personalised results need broker approval before release.
Can I change my answers and use the tools between reviews?
Yes. You can update your answers and use the planning tools as your plans develop. Changes to your circumstances require a fresh review before revised personalised results are released; editing answers does not automatically book an extra review. Personal mortgage advice and applications are separate services.
Do I need to send you my credit report?
No. The credit guide helps you understand your own report and tell us about relevant information. You don’t have to upload your report or buy paid credit monitoring to use the Plan. If something needs a closer look, speak to us before purchasing.
How does the £100 broker-fee discount work?
If you use Mortgage HQ for your mortgage, tell us you purchased the Homebuyer’s Plan so the £100 discount can be applied to the broker fee. It does not reduce lender fees or other buying costs, is not cashback and does not guarantee mortgage acceptance. Any remaining broker fee is explained before you proceed.
Is an agreement in principle or mortgage application included?
No. When you’re ready, you can book a free initial mortgage appointment. Personal mortgage advice, an agreement in principle and an application are handled separately. You can book that appointment without buying the Plan.
Can we use one Plan if we’re buying together?
Yes. One Plan covers one buying journey for a single buyer or two people buying together. If more than two people will be buying, arrange a call first.
YOUR HOME. YOUR PACE.
You don’t need every answer today.
Start with a clearer plan.
See what my Plan could show me Prefer to talk it through? Book Appointment.